DISCLAIMER

STOCK TRADING involves high risks
and YOU can LOSE a significant amount of money.

TERMS AND CONDITIONS

   Please read the following terms and conditions carefully before using the Greenberg Financial Group website. This is a legal document governing your use of the Greenberg Financial Group website.

SECTION I: GENERAL

   Greenberg Financial Group and its affiliated Content providers offer delayed and real-time financial market information, including but not limited to stock quotes, options, news, and other company information, as well as analysis of that information using Greenberg Financial Group's proprietary processes. All use of the Greenberg Financial Group website, including, but not limited to, Greenberg Financial Group's website or those of affiliated Content providers (whether or not linked to or from the website), is conditioned upon the acceptance, without modification, of the terms, conditions and notices contained in these terms and conditions. By accessing the Greenberg Financial Group website or the website of affiliated Content providers, you agree to these terms. Greenberg Financial Group reserves the right, in its discretion, to change all or any part of these terms and conditions at any time, effective upon notice published on the Greenberg Financial Group website. Your continued use of the Greenberg Financial Group website constitutes your binding acceptance of these terms and conditions including any changes or modifications made by Greenberg Financial Group as permitted above.

SECTION II: USE OF WEBSITE CONTENT

   You may use the Greenberg Financial Group website only for your personal, noncommercial use, except to the extent that limited sharing of a specific portion of the Content is used to facilitate providing a business customer with an overall market analysis or with the prior written consent of Greenberg Financial Group. You acknowledge that the Greenberg Financial Group website contains or provides access to information, software, advertising and financial market information, including but not limited to, design, text, graphics, audio, video clips, images, links, financial analysis and research, other financial market data, and other material (collectively, the "Content") that may be protected by copyright, trademark or other proprietary rights of Greenberg Financial Group or third parties. All Content on the website is copyrighted as a collective work of Greenberg Financial Group pursuant to applicable copyright law. Unless otherwise indicated, the product and service names used in connection with the Greenberg Financial Group website are trademarks or registered trademarks of Greenberg Financial Group. You acknowledge that the market data information provided is property of the various exchanges and other information providers and therefore subject to modifications from these sources and to all copyright and other interests maintained by the sources. You agree to comply with any additional copyright notices, information, or restrictions contained in any Content available on or accessed through the website. You may not modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, redistribute, store, perform, link, display, or in any way manipulate any of the Content, in whole or in part, except as expressly permitted in these terms and conditions or with the prior written consent of Greenberg Financial Group. Content consisting of downloadable software may not be reverse engineered. You may post on the website any Content owned by you (such as your original statements) and Content for which you have received express permission from the owner and Content in the public domain. You assume all risk and responsibility for determining whether the Content is in the public domain. You grant Greenberg Financial Group the right to edit, copy, publish, distribute, translate and otherwise use in any medium any Content that you place on the website without remuneration to you. You represent and warrant that you are authorized to grant all rights set forth in this paragraph. You may download or copy the Content only for your own personal use, except as provided elsewhere in these terms and conditions, provided that you retain on such materials all copyright and other notices contained in such Content. The only exceptions to this paragraph are (a) as expressly permitted by the copyright laws, (b) that you may use the website to facilitate providing your services to your clients, such as on a de minimis basis targeted for specific clients, but, in doing so, you may not provide any service bureau or other such services to third parties, and (c) with the express prior written permission of Greenberg Financial Group or, if other than Greenberg Financial Group, the owners of such Content, or their authorized agents.

SECTION III: RULES OF CONDUCT

   You may not place or post on or through the Greenberg Financial Group website any Content which (a) is libelous, defamatory, obscene, pornographic, abusive, harassing or threatening, (b) contains viruses, or other contaminating or destructive features, (c) violates the rights of others, such as Content which infringes any copyright, trademark, patent, trade secret or violates any right of privacy or publicity, or (d) otherwise violates any applicable law. You may not post on the Greenberg Financial Group website any links to any external websites containing Content that is described in the preceding sentence. You shall not use the Greenberg Financial Group website for any commercial purpose except as expressly set forth above, to distribute any advertising or solicitation of funds for goods or services or to solicit users to participate in or use services that compete with the Greenberg Financial Group website.

SECTION IV: NO ENDORSEMENT OF ACCURACY/RELIABILITY INCLUDING LINKS

   Greenberg Financial Group does not guarantee or endorse the accuracy or reliability of any market data or other information provided or displayed in connection with the Greenberg Financial Group website and is not responsible for the truth, accuracy, or completeness of the information conveyed to you. Furthermore, Greenberg Financial Group is not responsible for errors, mistakes or omissions in the Content, or for any delays or interruptions in the posting of the Content, from whatever cause. Greenberg Financial Group advises that you always consult an authorized financial professional to verify the accuracy of stock prices before relying on any Content. The website may contain links to websites owned and operated by third parties. You acknowledge Greenberg Financial Group is not responsible for the availability of or the Content located on or through any websites owned and operated by third parties. You should contact the website administrator or webmaster for those third party websites if you have any concerns regarding such links or the Content located on such websites.

SECTION V: INDEMNIFICATION

   You agree to indemnify, defend and hold harmless Greenberg Financial Group, its founders, affiliates, successors, assigns and their respective officers, managers, directors, owners, agents, information providers and licensors from and against any and all claims, liability, losses, costs and expenses (including reasonable attorneys' fees) incurred by Greenberg Financial Group, its founders, affiliates, successors, assigns, service providers, licensors and their respective officers, managers, directors, owners or agents in connection with any use or alleged use of the Greenberg Financial Group website under your account (if applicable) by any person, whether or not authorized by you, as any claims brought by any employee, agent, contractor, customer or client of yours relating to the Greenberg Financial Group website or the Content. Greenberg Financial Group reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with Greenberg Financial Group's defense of such claim.

SECTION VI: TERMINATION

   Greenberg Financial Group reserves the right in its sole discretion, to restrict, suspend or terminate your access to all or any part of the Greenberg Financial Group website at any time for any reason without prior notice or liability. Greenberg Financial Group may change, suspend, or discontinue all or any aspect of the Greenberg Financial Group website at any time, including the availability of any Content, feature, database or link without prior written notice or liability. All provisions of these terms and conditions, except for any license granted to you, survive any suspension or termination of access to all or any part of the Greenberg Financial Group website.

SECTION VII: DISCLAIMER OF WARRANTIES

   NEITHER Greenberg Financial Group NOR ANY PROVIDER OF THIRD PARTY CONTENT WARRANTS THAT THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DOES Greenberg Financial Group OR ANY THIRD PARTY CONTENT PROVIDER MAKE ANY WARRANTY AS TO THE RESULTS TO BE OBTAINED FROM USE OF THE SITE OR THE CONTENT. THE website AND THE CONTENT ARE DISTRIBUTED ON AN "AS IS, AS AVAILABLE" BASIS. NONE OF Greenberg Financial Group AND THIRD PARTY CONTENT PROVIDERS MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHERWISE, WITH RESPECT TO THE website, ANY SOFTWARE OR OTHER CONTENT OR ANY PRODUCTS OR SERVICES MADE AVAILABLE THROUGH THE website. NEITHER Greenberg Financial Group NOR ANY THIRD PARTY CONTENT PROVIDER WARRANTS THAT ANY FILES AVAILABLE FOR DOWNLOADING THROUGH THE website WILL BE FREE OF VIRUSES OR SIMILAR CONTAMINATION OR DESTRUCTIVE FEATURES. YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE website AND THE ACCURACY OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU. NEITHER Greenberg Financial Group NOR ANY THIRD PARTY CONTENT PROVIDER SHALL BE LIABLE FOR ANY INCIDENTAL, EXEMPLARY, PUNITIVE, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE, RELIANCE, ACCESS OF OR INABILITY TO USE OR ACCESS THE website (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, LOSS OF OPPORTUNITY, TRADING LOSSES AND DAMAGES THAT MAY RESULT FROM INACCURACY, INCOMPLETENESS, INCONVENIENCE, DELAY, INTERRUPTIONS OR LOSS OF THE USE OF OR ACCESS TO THE CONTENT OR INFORMATION) FOR ANY REASON INCLUDING, BUT NOT LIMITED TO, NEGLIGENT ACTS OR OMISSIONS BY Greenberg Financial Group OR ANY THIRD PARTY CONTENT PROVIDER. SOME JURISDICTIONS DO NOT PERMIT EXCLUSION OF IMPLIED WARRANTIES NOR LIMITATION OF LIABILITY FOR INCIDENTAL, EXEMPLARY, PUNITIVE, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU IN SUCH JURISDICTIONS, THE LIABILITY OF Greenberg Financial Group AND THIRD PARTY CONTENT PROVIDERS SHALL BE LIMITED TO THE GREATEST EXTENT PROVIDED BY LAW. NEITHER Greenberg Financial Group NOR ANY THIRD PARTY CONTENT PROVIDER SHALL BE LIABLE FOR ANY INCIDENTAL, EXEMPLARY, PUNITIVE, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES OR LOSS ARISING OUT OF OR DUE TO ANY ACT OF GOD, POWER FAILURE, EQUIPMENT OR SOFTWARE MALFUNCTIONS EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SECTION VIII: FORCE MAJEURE

   Neither Greenberg Financial Group, any third party Content provider nor ANY OF their respective agents shall be liable for any incidental, exemplary, punitive, direct, indirect, special or consequential damages arising out of the use, reliance, access of or inability to use or access the service, (including without limitation, lost profits, loss of opportunity, trading losses and damages that may result from inaccuracy, incompleteness, inconvenience, delay, interruptions or loss of the use of or access to the Content or Information) due either to negligent acts or omissions by Greenberg Financial Group, any third party Content provider nor their respective agents, or due to any ACT or CIRCUMSTANCE BEYOND THEIR REASONABLE CONTROL, INCLUDING BUT NOT LIMITED TO acts of God, power failures, equipment or software malfunctions, even if such party has been advised of the possibility of such damages.

   Determination of whether there has been a violation of these guidelines and any resulting action taken are at our sole discretion.